Credit Card Generator
Generate valid test credit card numbers for development and testing purposes. These numbers pass the Luhn algorithm check but are not real credit cards.
Generator Settings
Generated Test Cards
About Test Credit Card Numbers
These test credit card numbers are generated using industry-standard patterns and pass the Luhn algorithm validation:
- Visa: Starts with 4, 16 digits (Format: 4XXX XXXX XXXX XXXX)
- Mastercard: Starts with 51-55 or 2221-2720, 16 digits
- American Express: Starts with 34 or 37, 15 digits (Format: 3XXX XXXXXX XXXXX)
- Discover: Starts with 6011, 65, or 644-649, 16 digits
All generated cards include a valid expiration date (3 years in the future) and random CVV security codes matching each card type’s specifications.
Free Credit Card Generator – Safe Test Data for Developers
Welcome to EarnApki’s Free Credit Card Generator, the ultimate tool for generating fake credit card numbers for testing purposes. Create valid test credit card numbers for Visa, MasterCard, Amex, and Discover that pass the Luhn algorithm credit card check, ensuring safe, secure development. No login, no limits, and mobile-friendly! Try our credit card generator now at https://earnapki.com/credit-card-generator-test-data/ to streamline your testing process.

✨ Why Use Our Credit Card Generator?
Testing payment systems requires credit card test data that mimics real cards without risking sensitive information. Our credit card generator provides dummy credit card numbers that are safe for development, QA, and educational use. Here’s why it’s the best:
- 100% Free: Generate unlimited test credit card numbers without signup.
- Luhn Algorithm Compliant: All numbers pass the Luhn algorithm credit card check for realistic testing.
- Multiple Card Types: Supports Visa (starts with 4, 16 digits), MasterCard (51-55 or 2221-2720, 16 digits), Amex (34 or 37, 15 digits), and Discover (6011, 65, or 644-649, 16 digits).
- Safe & Secure: Numbers have no real-world value, ensuring compliance with PCI DSS.
- Instant Results: Get card numbers, CVV, and expiry dates (3 years out) with one click.
- Mobile-Friendly: Use our credit card test data tool on any device.
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🛠️ How to Use Our Credit Card Generator
Creating fake credit card numbers is simple with our credit card generator:
- Select Card Type: Choose Visa, MasterCard, Amex, or Discover.
- Click Generate: Instantly get a valid test card number, CVV, and expiry date.
- Copy & Use: Paste into sandbox environments like Stripe or PayPal Sandbox.
Try it now! Use our test credit card generator for secure testing. Explore our Instagram Bio Generator for social media tools.
🎯 Why Test Credit Card Numbers Matter
Using real credit card details in development violates security standards like PCI DSS and risks data breaches. Our credit card generator ensures:
- Safe Testing: Simulate payment flows without real financial data.
- Form Validation: Test input fields, fraud detection, and error handling.
- Compliance: Avoid legal issues with secure, dummy data.
- Efficiency: Speed up QA with instant credit card test data.
Learn more about secure testing from Stripe’s testing guide.
📊 Supported Card Types
| Card Type | Prefix | Length | Example |
|---|---|---|---|
| Visa | 4 | 16 digits | 4123 4567 8912 3456 |
| MasterCard | 51-55, 2221-2720 | 16 digits | 5212 3456 7891 2345 |
| Amex | 34, 37 | 15 digits | 3412 345678 91234 |
| Discover | 6011, 65, 644-649 | 16 digits | 6011 1234 5678 9012 |
💡 Best Practices for Using Test Credit Card Numbers
- Use in Sandboxes: Test in platforms like PayPal Sandbox for safe environments.
- Validate Formats: Ensure numbers pass Luhn algorithm credit card checks for realistic scenarios.
- Test Edge Cases: Simulate declined payments or invalid CVVs.
- Avoid Real Data: Never use live card numbers in development.
- Check Expiry: Use our tool’s future-dated expiry for valid tests.
For more on payment testing, see Adyen’s testing tips.

⚙️ How Our Credit Card Generator Works
Our AI-powered credit card generator uses the Luhn algorithm credit card formula to create fake credit card numbers that mimic real card structures. It generates random numbers for Visa, MasterCard, Amex, and Discover, complete with valid CVVs and expiry dates. These numbers are safe for testing payment gateways, form validation, or UI flows without connecting to real bank accounts.
🌟 Who Can Use Our Credit Card Generator?
- Developers: Test payment integrations with credit card test data.
- QA Engineers: Verify checkout flows and error handling.
- Students: Learn e-commerce systems with safe data.
- Security Analysts: Simulate fraud scenarios in controlled settings.
- App Designers: Mock financial app interfaces.
Explore PCI DSS compliance at PCI Security Standards.
❓ FAQs About Credit Card Generator
Q: What is a credit card generator?
A: Our free credit card generator creates fake credit card numbers for testing, compliant with the Luhn algorithm credit card check.
Q: Are these real credit cards?
A: No, they’re test credit card numbers with no real-world value, safe for development.
Q: Which card types are supported?
A: Visa, MasterCard, Amex, and Discover, all with valid formats.
Q: Is it safe to use?
A: Yes, our credit card test data is for testing only and complies with security standards.
Q: Can I use it on mobile?
A: Yes, our credit card generator is mobile-friendly.
Q: How many numbers can I generate?
A: Unlimited, with no login required.
🚀 Streamline Testing with Our Credit Card Generator
Ready to simplify your development process? Use EarnApki’s Free Credit Card Generator to create fake credit card numbers for secure testing. Perfect for developers, QA testers, and students, our test credit card generator ensures compliance and efficiency. Try it now at https://earnapki.com/credit-card-generator-test-data/! For more tools, visit our Instagram Hashtag Generator.
🔗 Internal Links
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