SIP Calculator
🧠 What is a SIP Calculator?
A SIP (Systematic Investment Plan) Calculator helps you estimate how much your monthly investments in mutual funds can grow over time. With compounding and periodic contributions, it predicts future returns and assists you in planning your financial goals.
🔍 How to Use
Enter the following:
- Monthly Investment Amount (e.g., ₹5,000)
- Expected Annual Rate of Return (e.g., 10%)
- Investment Tenure (years, e.g., 10 years)
Click “Calculate” to see:
- Total contributions
- Estimated future value
- Total returns earned
🧮 Example Calculation
| Input | Example Value |
|---|---|
| Monthly SIP Amount | ₹5,000 |
| Annual Return Rate | 10% |
| Tenure | 10 Years |
| Results | |
| Total Investment | ₹600,000 |
| Estimated Returns | ₹642,000 |
| Maturity Value | ₹1,242,000 |
This table helps investors understand how consistent investments pay off over time.
📈 Investment Growth Over Time
mermaidCopyEditline
title SIP Growth Over 10 Years
x-axis Year
y-axis Amount (INR)
1 : 62,000
3 : 200,000
5 : 425,000
7 : 750,000
10 : 1,242,000
This visual chart motivates users by reflecting the power of SIP and compounding.
✅ Why Use This SIP Calculator?
- 🎯 Plan individual retirement/marriage goals
- 📊 Estimate the corpus for a child’s education
- 📈 Understand the impact of rate changes on outcomes
- 🔄 Test different investment scenarios
- 🆓 Free and secure—no login required
🔗 Internal Links for SEO Boost
- Retirement Savings Calculator
- Compound Interest Calculator
- All-in-One Calculator
- Goal Savings Calculator
🌐 Trusted External References
- NerdWallet – SIP Investing Explained: Overview of benefits and pitfalls of SIPs.
- Investopedia – Systematic Investment Plan (SIP): Definition, features, and tax implications.
- Bankrate – Compare SIP vs Lump Sum Investments: Insights on which strategy suits you better.